财政援助术语表
学生资助指数: SAI is an eligibility index number that the financial aid office uses to determine how much federal aid student is eligible to receive. This number results from the information that students provide on the FAFSA® form. The SAI is not the amount of money a family will have to pay for college or the amount of federal student aid the student will receive. 消极的SAI表明学生有较高的经济需求. 了解SAI的计算方法. 申博太阳城 will determine your financial need by subtracting your SAI from the cost of attendance.
经济援助计划: The total amount of financial aid (federal and nonfederal) a student is offered by a college or career school. The school's financial aid staff combines various forms of aid into a “package” to help meet a student’s education costs.
财务需要: The difference between the cost of attendance (COA) at a school and your Student Aid Index (SAI). While COA varies from school to school, your SAI does not change based on the school you attend.
调整后总收入(AGI): 你或你家人的工资、薪金、利息、股息等.减去联邦纳税申报单上允许的扣除额
出席费用(COA): The total amount it will cost you to go to school—usually stated as a yearly figure. COA includes tuition and fees; on-campus housing and food (or a housing and food allowance for off-campus students); and allowances for books, 课程材料, 供应 & 设备、交通、联邦贷款费用和家属照护. It also includes personal expenses; costs related to a disability; and reasonable costs for eligible study-abroad programs. 上课时间少于半天的学生, COA包括学杂费和书费津贴, 供应, 运输, 受抚养人的护理费用, and can also include housing and food for up to three semesters or the equivalent at the institution. But no more than two of those semesters, or the equivalent, may be consecutive. Contact the financial aid administrator at the school you’re planning to attend if you have any unusual expenses that might affect your COA.
直接贷款: 联邦学生贷款,通过威廉D. Ford Federal Direct Loan Program, for which eligible students and parents borrow directly from the U.S. 参与学校的教育部门. 直接资助贷款, 直接无补贴贷款, Direct PLUS 贷款 and Direct Consolidation 贷款 are types of Direct 贷款.
直接PLUS贷款: 美国政府提供的一笔贷款.S. Department of Education to graduate or professional students and parents of dependent undergraduate students for which the borrower is fully responsible for paying the interest regardless of the loan status.
支付(已支付或已支付): 学校向借款人支付贷款资金. Students generally receive their federal student loan in two or more disbursements
联邦佩尔助学金: 为有经济需要的本科生提供的联邦助学金.
联邦珀金斯贷款: 联邦学生贷款, 由收件人所在学校出具, 适用于有经济需要的本科生和研究生.
联邦学校守则: 标识符.S. Department of Education assigns to each college or career school that participates in the federal student aid programs. 为了将您的FAFSA信息发送到学校, 你必须在申请表上列出学校的联邦学校代码. 联邦学校守则的列表可在 FAFSA.
联邦学生援助ID: FSA ID代表联邦学生援助ID. You can use an FSA ID to access personal information or electronically sign on various Department of Education (ED) websites. 申请一个去 FSA ID.
以业绩为基础的: 以学生的技能或能力为基础的. Example: A merit-based scholarship might be awarded based on a student's high grades. The scholarship awards may be reduced if a combination of grants and scholarships exceeds the tuition and tuition-related charges on the student bill.
私人贷款: Nonfederal loan made by a lender such as a bank, credit union, state agency, or school.
FAFSA提交摘要(FSS): FAFSA提交摘要是一份来自美国农业部的纸质或电子文件.S. Department of Education’s office of Federal Student Aid that lists answers to the questions on the student’s FAFSA form and gives basic estimates about the student’s eligibility for federal student aid. 这不是经济援助.
如果学生在FAFSA表格上提供了有效的电子邮件地址, they’ll receive an email with instructions on how to access an online copy of their FAFSA Submission Summary.
学生可以通过以下方式查看或打印他们的FAFSA提交摘要:
- 登录助学服务.使用他们的FSA ID(帐户用户名和密码);
- 导航到帐户仪表板;
- 从“我的活动”页面中选择已处理的FAFSA提交, which will bring them to the Status Center “Details” page; and
- 选择“查看FAFSA提交摘要”.”
验证: 学校用来确认你在FAFSA上报告的数据的过程. Your school has the authority to contact you for documentation that supports income and other information that you reported.
Tuiton-based奖学金: A scholarship designated to only pay tuition and if another award exists on the package that duplicates this benefit, 其中一项奖励将被削减.
减少收入呼吁: An appeal a family makes requesting for the Financial Aid Office to consider their income losses so that the family’s strength is measured using recent information. 这个过程需要时间,并且需要支持文档. 请咨询财务援助顾问.
夏天佩尔: A new regulation was passed that allows pell recipients who have used their regular 100% award in the Fall and Spring to benefit from an additional grant during the summer so long as they are making academic progress and registered for at least 6 credits.
学生就业: A job opportunity on campus to build a student’s leader skills and resume. 工作岗位和时薪都不一样. 如果你接受联邦勤工俭学, the earnings from this source is not counted against you on the following FAFSA. However, if you use other sources of work, it will be counted as income on the FAFSA.
贷款宽限期: The 6-month period after graduation or when a student falls below half-time enrollment status where the loan is pending. 6个月的宽限期结束后,贷款将开始偿还.
延期: The period where the loan payment is deferred and depending on the type of the loan interest may accrue. Deferment is provided when a student remains in school for at least half-time enrollment status.
贷款违约: A status where a loan was not repaid according to the loan terms and conditions. 违约时, students may not receive federal aid and must make six consecutive payments to have this status removed.
忍耐: A status where the loan is temporarily deferred (generally a year) due to financial hardship. The borrower reaches out to the lender/servicer to request this status but keep in mind the interest continue to accrue during this status.